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Compare pocket money apps for kids

With Sonik Pocket, children spend their pocket money in the Sonik Pocket Store, straight from the Spend wallet in their app. They do not need a debit card of their own.

That spending happens only in the Sonik Pocket Store, not in other shops or on other websites. Sonik Pocket is an early-learning app where children aged 3 to 10 earn, save and spend. Below, we compare it with Rooster Money and GoHenry, so you can see which way of doing pocket money suits your family.

A Launch check at checkout in the Sonik Pocket Store: “You’re spending £12.99 of the £18.00 in Spend. How much will be left?”, with four answers to pick from.

How Sonik Pocket works

Children learn at every step: they earn through missions, decide where each reward goes, and stop to think before they spend.

  1. You set a mission

    Pick the job, the deadline and the reward. A money reward comes from your own wallet and is set aside straight away.

  2. They do it, you approve it

    When you approve, the reward is released. Your child puts it in Spend, Save or one of their Goals.

  3. They spend it in the Store

    Your child buys from the Sonik Pocket Store with their Spend wallet. A Launch check asks one money question first, and every purchase shows in the app for the Master Guardian (the grown-up who set up the family).

Sonik Pocket, Rooster Money and GoHenry side by side

This comparison is published by Sonik Pocket. We describe products using information from each provider’s public pages.

Last checked: 8 November 2026

Sonik Pocket Rooster Money GoHenry
What it is Missions you set, three wallets (Spend, Save and Goals) and the Sonik Pocket Store, all in the app. A free virtual pocket money tracker, with an optional paid Rooster Card for spending real money. A money app with a prepaid Visa debit card for each child.
Ages Made for children aged 3 to 10. From about 3, they earn SP Points with a grown-up. From about 6, they earn pocket money too. The free Tracker from age 3. The Rooster Card from 6 to 17. Children and teens aged 6 to 18.
How children get money By finishing missions you set and approve. A reward can be pocket money, SP Points or something from the Store. There is no regular allowance. A scheduled allowance, one-off boosts, and a star and reward chart. Chores come with the Rooster Card plan. Weekly pocket money paid automatically, and paid tasks. Family and friends can send money with Giftlinks.
Real or virtual money Both. Pounds you add stay in your own wallet until you approve a mission, then go to your child’s wallets, to spend only in the Sonik Pocket Store. SP Points are points, not money: they cost you nothing and are swapped for rewards you set. The free Tracker shows virtual balances; the money itself stays with you. The Rooster Card holds real money, in a Parent Account and on your child’s card. Real money, in your parent account and then on your child’s card.
Does a child need a debit card to spend? No. Children pay from their Spend wallet in the Sonik Pocket Store. For card spending with real money, yes: the Rooster Card. The free Tracker needs no card. Yes. Children spend with their GoHenry debit card.
Where children can spend Only in the Sonik Pocket Store, inside the app. Delivery is included in every price. With the Rooster Card: in shops, online and at cash machines, wherever you allow it. With the card: in shops, online and for gaming, within limits you set. No fees on spending abroad.
Saving A Save wallet and up to five goals. You can add a Save boost: every 28 days, 1% to 10% of the lowest amount in Save over those 28 days, paid from your wallet. Pots and savings goals. With the Rooster Card plan, you can also set a rate that grows your child’s savings. Custom savings goals, and you can add your own rate to them. On the Plus and Max plans, savings can also earn a variable rate.
Learning about money Built into every step: they earn through missions, choose Spend, Save or Goals for each reward, and answer one money question (a Launch check) before they buy. A right answer earns 25 SP. Educational content and resources, in the free Tracker and with the card. Money Missions (short money lessons): an introduction on Everyday, and over 100 on Plus and Max.
What grown-ups see and control You set and approve every mission. Every purchase shows in the app for the Master Guardian. Children sign in with a PIN you set. With the card: real-time spending alerts, spending limits, a choice of where the card works, an instant freeze, and over-18 shops blocked. Real-time spending notifications, parental controls, a card you can block and unblock, and unsafe spending categories blocked.
Family You can invite a Co-Guardian, and Trusted Guardians such as grandparents with the permissions you choose. They can set missions, paying money rewards from their own wallets, and buy from your child’s wish list. Children buy presents for the family from their Spend wallet. Another parent or guardian can help track pocket money, and the Rooster Card plan adds unlimited guardians. On that plan, the Parent Account has its own sort code and account number, so family can pay money in. A second parent or guardian can join with their own login. Family and friends can send gifts of money with Giftlinks.
Cost Free to use, and you can start without adding money: SP Points cost nothing. The Tracker is free. The Rooster Card is £1.99 a month or £19.99 a year, after a one-month trial. NatWest, Royal Bank of Scotland and Ulster Bank customers who connect their account can get up to three free. £3.99 a month per child (Everyday), £5.99 a month per child (Plus), or £9.99 a month for up to four children (Max). The first month is free.

Other fees can apply to the card products. Before you choose, check each provider’s own pages for the latest prices, ages and terms.

Pages we read on 8 November 2026:

Which might suit your family?

Each one works in a different way. These describe who each may suit, not a ranking.

  • Sonik Pocket

    May suit families with children from 3 who want them to learn as they earn through missions, and to spend in an in-app Store without a debit card of their own.

  • Rooster Money

    May suit families who want a free virtual tracker to start with, and the option of a card later.

  • GoHenry

    May suit families who want an app built around a prepaid debit card their child uses in shops and online.

Spending in Sonik Pocket stays inside the Sonik Pocket Store. If you want your child to pay by card in other shops or online, a card product may suit you better.

Want to know more?

Our questions and answers cover missions, wallets, the Store and keeping your family safe.

Read the questions and answers

Visit the Sonik Pocket home page

Download on the App Store Get it on Google Play